There has never been a more favorable time to buy a bad boy than there is right now. When you first get started using your Bad Boy zero-turn mower, you may want to consider financing options that can help you save money. Bad Boy has formed partnerships with leading financial institutions in order to make these financing options available to you.
Owning A Bad Boy Mower Is Easier Than Ever With Bad Boy Mower Financing!
Offers based on approval of credit.
That’s right, owning a Bad Boy Mower has never been simpler. To help you get behind the wheel of your very own Bad Boy Mower, we have teamed up with some of the most reputable financial institutions in the business to offer you money-saving financing options.
View our financing options below, then get in touch with your local Bad Boy Dealer to learn more and submit an application.
Sheffield Financial
In order to better serve its customers, Bad Boy Mowers has formed a partnership with Sheffield Financial to offer fixed-rate, straight-pay installment loans for the purchase of Bad Boy Mowers products.
After the end of the promotional period, the ANNUAL PERCENTAGE RATE may be subject to an increase.
Note that Sheffield Financial, which is a division of Truist Bank and a member of the FDIC, provides the following financing options for customers. Subject to the authorization of credit. Your credit worthiness will determine whether or not you are approved, as well as the rates and terms that are offered. There are also other financing options available. See your local dealer for details. Promotional financing is not valid in jurisdictions where it is prohibited. This offer is subject to alteration at any time without prior notice. This offer is valid for eligible and qualified Bad Boy Mowers that are purchased from a participating Bad Boy Mower dealer between the dates of August 1, 2022 and October 31, 2022. [“E” means estimate.]
Unless otherwise specified, interest will begin accruing immediately. The first payment is due thirty-five days after the closing date, unless otherwise specified.
There is neither a dealer recourse nor a reserve. Available funding on the same day. Direct deposit available. Every loan is contingent on receiving credit approval. Additional features are also accessible. Prices are subject to alteration without prior notice. The maximum amount that can be financed is $75,000. There is a possibility of charging a UCC filing fee. Truist Bank is a member of the FDIC, and Sheffield Financial is a division of that bank.
No Payment for 150 Days; thereafter, 0% for 24 Months [1.44% APR*]
MINIMUM PURCHASE REQUIREMENT: $1,500
INTEREST RATE: 0%
TERM: 24 MONTHS
LOAN DOCUMENTATION FEE: $150**
*Example: If you finance a total amount of $7,500 beginning on 8/1/2022, your down payment will be $0, there will be no payments for the first 150 days, and then you will make 24 monthly payments of $318.75 each. The interest rate is currently 0%, with an APR of 1.44%.
Please take note that Sheffield Financial, a division of Truist Bank, is the provider of the aforementioned financing programs. Member FDIC. Subject to the authorization of credit. Your credit worthiness will determine whether or not you are approved, as well as the rates and terms that are offered. There are also other financing options available. For more information, speak with a dealer in your area. The advertised rate is based on a minimum risk score required by the bureau of 700. The lowest amount that can be financed is $1,500, and the highest that can be financed is $75,000. There might be some additional prerequisites and constraints. This offer is valid for eligible and qualified units acquired from a participating dealer and is in effect until further notice. Check with your local dealer for information on product eligibility and qualifications between August 1, 2022 and October 31, 2022. A one-time origination fee in the amount of $150.00 has been added to the total amount that can be financed as part of the promotion that was advertised. This offer is subject to alteration at any time without prior notice.
Zero Interest for 120 Days, No Payment for 150 Days; thereafter, 2.99% for 36 Months [3.35% APR*]
MINIMUM PURCHASE REQUIREMENT: $1,500
INTEREST RATE: 2.99%
TERM: 36 MONTHS
LOAN DOCUMENTATION FEE: $125**
Example: On a loan of $7,500 that was approved on 8/1/2022, the down payment is $0, there is no interest for 120 days, no payment is due for 150 days, and then there are 36 payments of $221.73 each month. Interest rates are 2.99% [3.35% APR].
Please take note that Sheffield Financial, a division of Truist Bank, is the provider of the aforementioned financing programs. Member FDIC. Subject to the authorization of credit. Your credit worthiness will determine whether or not you are approved, as well as the rates and terms that are offered. There are also other financing options available. For more information, speak with a dealer in your area. The advertised rate is based on a minimum risk score required by the bureau of 700. The lowest amount that can be financed is $1,500, and the highest that can be financed is $75,000. There might be some additional prerequisites and constraints. This offer is valid for eligible and qualified units acquired from a participating dealer and is in effect until further notice. Check with your local dealer for information on product eligibility and qualifications between August 1, 2022 and October 31, 2022. A one-time origination fee in the amount of $125.00 has been added to the total amount that can be financed as part of the promotion that was advertised. This offer is subject to alteration at any time without prior notice.
Zero Interest for 120 Days, No Payment for 150 Days; thereafter, 3.99% for 48 Months [4.14% APR*]
MINIMUM PURCHASE REQUIREMENT: $1,500
INTEREST RATE: 3.99%
TERM: 48 MONTHS
LOAN DOCUMENTATION FEE: $125**
*Example: If you finance $7,500 with us starting on 8/1/2022, your down payment will be $0, there will be no interest charged for 120 days and no payments required for 150 days. After that, you will have to make 48 monthly payments of $172.15 each. The interest rate is 3.99%, and the annual percentage rate is 4.14%.
Please take note that Sheffield Financial, a division of Truist Bank, is the provider of the aforementioned financing programs. Member FDIC. Subject to the authorization of credit. Your credit worthiness will determine whether or not you are approved, as well as the rates and terms that are offered. There are also other financing options available. For more information, speak with a dealer in your area. The advertised rate is based on a minimum risk score required by the bureau of 700. The lowest amount that can be financed is $1,500, and the highest that can be financed is $75,000. There might be some additional prerequisites and constraints. This offer is valid for eligible and qualified units acquired from a participating dealer and is in effect until further notice. Check with your local dealer for information on product eligibility and qualifications between August 1, 2022 and October 31, 2022. A one-time origination fee in the amount of $125.00 has been added to the total amount that can be financed as part of the promotion that was advertised. This offer is subject to alteration at any time without prior notice.
0% for 36 Months [1.08% APR*]
MINIMUM PURCHASE REQUIREMENT: $1,500
INTEREST RATE: 0%
TERM: 36 MONTHS
LOAN DOCUMENTATION FEE: $125**
*As an example, if you finance $7,500, your down payment will be $0 and each of your monthly payments will be $211.81. You will have 36 months to make these payments. There is no interest charged (0% rate, 1.08% APR).
Please take note that Sheffield Financial, a division of Truist Bank, is the provider of the aforementioned financing programs. Member FDIC. Subject to the authorization of credit. Your credit worthiness will determine whether or not you are approved, as well as the rates and terms that are offered. There are also other financing options available. For more information, speak with a dealer in your area. The advertised rate is based on a minimum risk score required by the bureau of 660. The lowest amount that can be financed is $1,500, and the highest that can be financed is $75,000. There might be some additional prerequisites and constraints. This offer is valid for eligible and qualified units acquired from a participating dealer and is in effect until further notice. Check with your local dealer for information on product eligibility and qualifications between August 1, 2022 and October 31, 2022. A one-time origination fee in the amount of $125.00 has been added to the total amount that can be financed as part of the promotion that was advertised. This offer is subject to alteration at any time without prior notice.
0% for 42 Months [0.93% APR*]
MINIMUM PURCHASE REQUIREMENT: $1,500
INTEREST RATE: 0%
TERM: 42 MONTHS
LOAN DOCUMENTATION FEE: $125**
*As an example, if you finance $7,500, your down payment will be $0 and each of your monthly payments will be $181.55. You will have 42 monthly payments totaling $7,500. There will be no interest charged (the annual percentage rate will be 0.930%).
Please take note that Sheffield Financial, a division of Truist Bank, is the provider of the aforementioned financing programs. Member FDIC. Subject to the authorization of credit. Your credit worthiness will determine whether or not you are approved, as well as the rates and terms that are offered. There are also other financing options available. For more information, speak with a dealer in your area. The advertised rate is based on a minimum risk score required by the bureau of 700. The lowest amount that can be financed is $1,500, and the highest that can be financed is $75,000. There might be some additional prerequisites and constraints. This offer is valid for eligible and qualified units acquired from a participating dealer and is in effect until further notice. Check with your local dealer for information on product eligibility and qualifications between August 1, 2022 and October 31, 2022. A one-time origination fee in the amount of $125.00 has been added to the total amount that can be financed as part of the promotion that was advertised. This offer is subject to alteration at any time without prior notice.
0% for 48 Months [0.81% APR*]
MINIMUM PURCHASE REQUIREMENT: $1,500
INTEREST RATE: 0%
TERM: 48 MONTHS
LOAN DOCUMENTATION FEE: $125**
*Example: If you finance $7,500, your down payment will be $0, and your monthly payment will be $158.86 for the next 48 months. There will be no interest charged (the APR will be 0.81%).
Please take note that Sheffield Financial, a division of Truist Bank, is the provider of the aforementioned financing programs. Member FDIC. Subject to the authorization of credit. Your credit worthiness will determine whether or not you are approved, as well as the rates and terms that are offered. There are also other financing options available. For more information, speak with a dealer in your area. The advertised rate is based on a minimum risk score required by the bureau of 700. The lowest amount that can be financed is $1,500, and the highest that can be financed is $75,000. There might be some additional prerequisites and constraints. This offer is valid for eligible and qualified units acquired from a participating dealer and is in effect until further notice. Check with your local dealer for information on product eligibility and qualifications between August 1, 2022 and October 31, 2022. A one-time origination fee in the amount of $125.00 has been added to the total amount that can be financed as part of the promotion that was advertised. This offer is subject to alteration at any time without prior notice.
1.99% for 48 Months [2.82% APR*]
MINIMUM PURCHASE REQUIREMENT: $1,500
INTEREST RATE: 1.99%
TERM: 48 MONTHS
LOAN DOCUMENTATION FEE: $125**
*Example: if you finance $7,500, your down payment will be $0, and each of the following 48 payments will be $165.40. The interest rate is currently 1.99%, with an APR of 2.82%.
Please take note that Sheffield Financial, a division of Truist Bank, is the provider of the aforementioned financing programs. Member FDIC. Subject to the authorization of credit. Your credit worthiness will determine whether or not you are approved, as well as the rates and terms that are offered. There are also other financing options available. For more information, speak with a dealer in your area. The advertised rate is based on a minimum risk score required by the bureau of 660. The lowest amount that can be financed is $1,500, and the highest that can be financed is $75,000. There might be some additional prerequisites and constraints. This offer is valid for eligible and qualified units acquired from a participating dealer and is in effect until further notice. Check with your local dealer for information on product eligibility and qualifications between August 1, 2022 and October 31, 2022. A one-time origination fee in the amount of $125.00 has been added to the total amount that can be financed as part of the promotion that was advertised. This offer is subject to alteration at any time without prior notice.
3.99% for 42 Months [4.95% APR*]
MINIMUM PURCHASE REQUIREMENT: $1,500
INTEREST RATE: 3.99%
TERM: 42 MONTHS
LOAN DOCUMENTATION FEE: $125**
*An example would be a $7,500 loan with a down payment of $0 and 42 payments of $194.84 each. 3.99% Interest Rate (APR: 4.95%).
Please take note that Sheffield Financial, a division of Truist Bank, is the provider of the aforementioned financing programs. Member FDIC. Subject to the authorization of credit. Your credit worthiness will determine whether or not you are approved, as well as the rates and terms that are offered. There are also other financing options available. For more information, speak with a dealer in your area. The advertised rate is based on a minimum risk score required by the bureau of 660. The smallest amount that can be financed is $2,500, and the largest amount that can be financed is $75,000. There might be some additional prerequisites and constraints. This offer is valid for eligible and qualified units acquired from a participating dealer and is in effect until further notice. Check with your local dealer for information on product eligibility and qualifications between August 1, 2022 and October 31, 2022. A one-time origination fee in the amount of $125.00 has been added to the total amount that can be financed as part of the promotion that was advertised. This offer is subject to alteration at any time without prior notice.
3.99% for 60 Months [4.67% APR*]
MINIMUM PURCHASE REQUIREMENT: $1,500
INTEREST RATE: 3.99%
TERM: 60 MONTHS
LOAN DOCUMENTATION FEE: $125**
Example: You make 60 payments of $140.41 per month on a $7,500 loan with a $0 down payment. The interest rate is 3.99% (with an APR of 4.67%).
Please take note that Sheffield Financial, a division of Truist Bank, is the provider of the aforementioned financing programs. Member FDIC. Subject to the authorization of credit. Your credit worthiness will determine whether or not you are approved, as well as the rates and terms that are offered. There are also other financing options available. For more information, speak with a dealer in your area. The advertised rate is based on a minimum risk score required by the bureau of 700. The lowest amount that can be financed is $1,500, and the highest that can be financed is $75,000. There might be some additional prerequisites and constraints. This offer is valid for eligible and qualified units acquired from a participating dealer and is in effect until further notice. Check with your local dealer for information on product eligibility and qualifications between August 1, 2022 and October 31, 2022. A one-time origination fee in the amount of $125.00 has been added to the total amount that can be financed as part of the promotion that was advertised. This offer is subject to alteration at any time without prior notice.
6.99% for 12 Months [8.26% APR*]
MINIMUM PURCHASE REQUIREMENT: $500
INTEREST RATE: 6.99%
TERM: 12 MONTHS
LOAN DOCUMENTATION FEE: $50**
Example: For a loan amount of $7,500, you make 12 payments of $653.30 each month with no down payment required. Interest Rate 6.99%; 8.26% APR.
Please take note that Sheffield Financial, a division of Truist Bank, is the provider of the aforementioned financing programs. Member FDIC. Subject to the authorization of credit. Your credit worthiness will determine whether or not you are approved, as well as the rates and terms that are offered. There are also other financing options available. For more information, speak with a dealer in your area. The advertised rate is based on a minimum risk score required by the bureau of 660. The lowest amount that can be financed is $500, and the highest that can be financed is $75,000. There might be some additional prerequisites and constraints. This offer is valid for eligible and qualified units acquired from a participating dealer and is in effect until further notice. Check with your local dealer for information on product eligibility and qualifications between August 1, 2022 and October 31, 2022. A one-time origination fee in the amount of $50.00 has been added to the total amount that can be financed as part of the promotion that was advertised. This offer is subject to alteration at any time without prior notice.
8.99% for 24 Months [10.66% APR*]
MINIMUM PURCHASE REQUIREMENT: $1,500
INTEREST RATE: 8.99%
TERM: 24 MONTHS
LOAN DOCUMENTATION FEE: $125**
Example: For a loan amount of $7,500, you make 24 payments of $348.36 each month with no down payment required. 8.99% [10.66% APR] is the interest rate.
Please take note that Sheffield Financial, a division of Truist Bank, is the provider of the aforementioned financing programs. Member FDIC. Subject to the authorization of credit. Your credit worthiness will determine whether or not you are approved, as well as the rates and terms that are offered. There are also other financing options available. For more information, speak with a dealer in your area. The advertised rate is based on a minimum risk score required by the bureau of 660. The lowest amount that can be financed is $1,500, and the highest that can be financed is $75,000. There might be some additional prerequisites and constraints. This offer is valid for eligible and qualified units acquired from a participating dealer and is in effect until further notice. Check with your local dealer for information on product eligibility and qualifications between August 1, 2022 and October 31, 2022. A one-time origination fee in the amount of $125.00 has been added to the total amount that can be financed as part of the promotion that was advertised. This offer is subject to alteration at any time without prior notice.
10.99% for 36 Months [12.15% APR*]
MINIMUM PURCHASE REQUIREMENT: $1,500
INTEREST RATE: 10.99%
TERM: 36 MONTHS
LOAN DOCUMENTATION FEE: $125**
Example: For a loan amount of $7,500, you make 36 payments of $249.64 each month with no down payment required. 10.99% interest rate [12.15 percent APR].
Please take note that Sheffield Financial, a division of Truist Bank, is the provider of the aforementioned financing programs. Member FDIC. Subject to the authorization of credit. Your credit worthiness will determine whether or not you are approved, as well as the rates and terms that are offered. There are also other financing options available. For more information, speak with a dealer in your area. The advertised rate is based on a minimum risk score required by the bureau of 660. The lowest amount that can be financed is $1,500, and the highest that can be financed is $75,000. There might be some additional prerequisites and constraints. This offer is valid for eligible and qualified units acquired from a participating dealer and is in effect until further notice. Check with your local dealer for information on product eligibility and qualifications between August 1, 2022 and October 31, 2022. A one-time origination fee in the amount of $125.00 has been added to the total amount that can be financed as part of the promotion that was advertised. This offer is subject to alteration at any time without prior notice.
12.99% for 48 Months [13.90% APR*]
MINIMUM PURCHASE REQUIREMENT: $1,500
INTEREST RATE: 12.99%
TERM: 48 MONTHS
LOAN DOCUMENTATION FEE: $125**
*An example would be a $7,500 loan with a down payment of $0 and 48 payments of $204.56 each. APR is 13.90%; Interest Rate is 12.99%.
Please take note that Sheffield Financial, a division of Truist Bank, is the provider of the aforementioned financing programs. Member FDIC. Subject to the authorization of credit. Your credit worthiness will determine whether or not you are approved, as well as the rates and terms that are offered. There are also other financing options available. For more information, speak with a dealer in your area. The advertised rate is based on a minimum risk score required by the bureau of 660. The lowest amount that can be financed is $1,500, and the highest that can be financed is $75,000. There might be some additional prerequisites and constraints. This offer is valid for eligible and qualified units acquired from a participating dealer and is in effect until further notice. Check with your local dealer for information on product eligibility and qualifications between August 1, 2022 and October 31, 2022. A one-time origination fee in the amount of $125.00 has been added to the total amount that can be financed as part of the promotion that was advertised. This offer is subject to alteration at any time without prior notice.
Sub-prime Program
MINIMUM PURCHASE REQUIREMENT: $1,500
INTEREST RATE: 6.99%
TERM: 36 MONTHS
LOAN DOCUMENTATION FEE: $125**
*An example would be a $7,500 loan with a down payment of $0 and 36 payments of $235.43 each. APR is 9.13%; Interest Rate is 7.99%.
Please take note that Sheffield Financial, a division of Truist Bank, is the provider of the aforementioned financing programs. Member FDIC. Subject to the authorization of credit. Your credit worthiness will determine whether or not you are approved, as well as the rates and terms that are offered. There are also other financing options available. For more information, speak with a dealer in your area. The advertised rate is based on a minimum risk score required by the bureau of 660. The lowest amount that can be financed is $1,500, and the highest that can be financed is $75,000. There might be some additional prerequisites and constraints. This offer is valid for eligible and qualified units acquired from a participating dealer and is in effect until further notice. Check with your local dealer for information on product eligibility and qualifications between August 1, 2022 and October 31, 2022. A one-time origination fee in the amount of $125.00 has been added to the total amount that can be financed as part of the promotion that was advertised. This offer is subject to alteration at any time without prior notice.
The Yard Card
A program that allows for revolving credit, The Yard Card is offered by TD Retail Card Services. Upon receiving approval, Qualified Buyers are eligible to receive the following terms when making purchases of Bad Boy Mowers.
Consumer Equal Payments for X Months Without Monthly Interest Buy requirements are $1,500. The promotional fee for this transaction is $125. From the time of the qualifying purchase until the balance is paid in full, there is 0% APR. The purchase price divided by the number of months in the offer equals the monthly payment. Due to rounding, the last payment might differ. The promotional balance will be discharged for on-time payments. The total monthly payment amount is impacted by additional transactions and fees. Excludes prior purchases. Good standing is required for the account. Purchases that do not qualify are subject to the standard account terms. Standard Purchase APR for new customers is 29.99%. $1 is the minimum interest rate. For the terms that apply to existing accounts, consult your credit agreement. Depending on credit approval. Account for financing Yard Cards from TD Bank, N.A. Offer ends on October 31, 2022.
Minimum Purchase: $1,500; X.X% APR; X Monthly Payments. The promotional fee for this transaction is $125. From the date of the qualifying purchase until the balance is paid in full, there is an X.XX% APR. The purchase price plus the anticipated interest over the course of the offer, divided by the number of months in the offer, equals the monthly payment amount. Due to rounding, the last payment might differ. The offer balance will be paid in full for on-time payments. The total monthly payment amount is affected by additional transactions and fees. Excludes prior purchases. Good standing is required for the account. Purchases that do not qualify are subject to the standard account terms. Standard Purchase APR for new customers is 29.99%. $1 is the minimum interest rate. Customers with open accounts should consult their credit agreements for the relevant terms. Depending on credit approval. Account for financing Yard Cards from TD Bank, N.A. Offer ends on October 31, 2022.
Commercial Equal Payments with No Interest for X Months: A minimum of $1,500 must be spent on purchases. The account will be charged a one-time promotional fee of $125 for this transaction. A minimum monthly payment is necessary during the X-month promotional period. This payment is determined by dividing the purchase price and the promotional fee by the duration of the promotion. The beginning of the promotional period is the date of purchase. The promotional period will not see the development of interest. The APR for purchases will be applied to any outstanding balances if the purchase amount and any associated fees or charges are not paid in full by the end of the promotional period. Purchases currently have an APR of 28.99%. The APR for purchases made with an existing account may range from 20.49% to 29.99%. $2.00 is the minimum interest rate. Offer based on Yard Card Plus credit card account approval. Offer ends on October 31, 2022.
Reduced APR with X Monthly Payments: $X must be spent as the minimum purchase amount. The account will be charged a one-time promotional fee of $125 for this transaction. For the X Month promotional period, the Purchase will be subject to a Reduced APR of X.XX%. Each month, a minimum payment equal to X.XXX% of the purchase price is required. Interest will be charged at the current APR for purchases until they are fully paid for if the purchase amount, along with any applicable fees or charges, is not paid in full by the end of the promotional period. Purchases currently have an APR of 28.99%. The APR for purchases made with an existing account may range from 20.49% to 29.99%. $2.00 is the minimum interest rate. Offer based on Yard Card Plus credit card account approval. Offer ends on October 31, 2022.
No Monthly interest for 60 Months with Equal Payments*
MINIMUM PURCHASE REQUIREMENT: $1,500
PROMOTIONAL APR: 0%
PROMO FEE: $125
VALID UNTIL: 10/31/2022
Consumer: *Equal payments over 60 months with no interest: Buy requirements are $1,500. The promotional fee for this transaction is $125. From the time of the qualifying purchase until the balance is paid in full, there is 0% APR. The purchase price divided by the number of months in the offer equals the monthly payment. Due to rounding, the last payment might differ. The promotional balance will be discharged for on-time payments. The total monthly payment amount is impacted by additional transactions and fees. Excludes prior purchases. Good standing is required for the account. Purchases that do not qualify are subject to the standard account terms. Your promotional offer will be revoked and any outstanding balance will be subject to the standard Purchase APR if your account is 60 days past due. Standard Purchase APR for new customers is 29.99%. $1 is the minimum interest rate. For terms that apply to current accounts, please refer to your cardholder agreement. Depending on credit approval. Account for financing Yard Cards from TD Bank, N.A. Offer ends on October 31, 2022.
Commercial: *Equal payments over 60 months, no monthly interest A minimum of $1,500 must be spent on purchases. The account will be charged a one-time promotional fee of $125 for this transaction. A minimum monthly payment is necessary during the promotional period of 60 months, and this payment is determined by dividing the purchase price and the promotional fee by the duration of the promotion. The beginning of the promotional period is the date of purchase. The promotional period will not see the development of interest. The APR for purchases will be applied to any outstanding balances if the purchase amount and any associated fees or charges are not paid in full by the end of the promotional period. Purchases currently have an APR of 28.99%. The APR for purchases made with an existing account may range from 20.49% to 29.99%. $2.00 is the minimum interest rate. Offer based on Yard Card Plus credit card account approval. Offer ends on October 31, 2022.
No Monthly Interest for 54 Months with Equal Payments*
MINIMUM PURCHASE REQUIREMENT: $1,500
PROMOTIONAL APR: 0%
PROMO FEE: $125
VALID UNTIL: 10/31/2022
Consumer: *Equal payments over 54 months with no monthly interest Buy requirements are $1,500. The promotional fee for this transaction is $125. From the time of the qualifying purchase until the balance is paid in full, there is 0% APR. The purchase price divided by the number of months in the offer equals the monthly payment. Due to rounding, the last payment might differ. The promotional balance will be discharged for on-time payments. The total monthly payment amount is impacted by additional transactions and fees. Excludes prior purchases. Good standing is required for the account. Purchases that do not qualify are subject to the standard account terms. Your promotional offer will be revoked and any outstanding balance will be subject to the standard Purchase APR if your account is 60 days past due. Standard Purchase APR for new customers is 29.99%. $1 is the minimum interest rate. For terms that apply to current accounts, please refer to your cardholder agreement. Depending on credit approval. Account for financing Yard Cards from TD Bank, N.A. Offer ends on October 31, 2022.
Commercial: *Equal payments over 54 months, no monthly interest A minimum of $1,500 must be spent on purchases. The account will be charged a one-time promotional fee of $125 for this transaction. A minimum monthly payment is necessary during the 54-month promotional period. This payment is determined by dividing the purchase price and the promotional fee by the duration of the promotion. The beginning of the promotional period is the date of purchase. The promotional period will not see the development of interest. The APR for purchases will be applied to any outstanding balances if the purchase amount and any associated fees or charges are not paid in full by the end of the promotional period. Purchases currently have an APR of 28.99%. The APR for purchases made with an existing account may range from 20.49% to 29.99%. $2.00 is the minimum interest rate. Offer based on Yard Card Plus credit card account approval. Offer ends on October 31, 2022.
No Monthly Interest for 48 Months with Equal Payments*
MINIMUM PURCHASE REQUIREMENT: $1,500
PROMOTIONAL APR: 0%
PROMO FEE: $125
VALID UNTIL: 10/31/2022
Consumer: *Equal payments over 48 months with no monthly interest Buy requirements are $1,500. The promotional fee for this transaction is $125. From the time of the qualifying purchase until the balance is paid in full, there is 0% APR. The purchase price divided by the number of months in the offer equals the monthly payment. Due to rounding, the last payment might differ. The promotional balance will be discharged for on-time payments. The total monthly payment amount is impacted by additional transactions and fees. Excludes prior purchases. Good standing is required for the account. Purchases that do not qualify are subject to the standard account terms. Your promotional offer will be revoked and any outstanding balance will be subject to the standard Purchase APR if your account is 60 days past due. Standard Purchase APR for new customers is 29.99%. $1 is the minimum interest rate. For terms that apply to current accounts, please refer to your cardholder agreement. Depending on credit approval. Account for financing Yard Cards from TD Bank, N.A. Offer ends on October 31, 2022.
Commercial: *Equal payments over 48 months, no monthly interest A minimum of $1,500 must be spent on purchases. The account will be charged a one-time promotional fee of $125 for this transaction. A minimum monthly payment is necessary during the 48 month promotional period, and it is determined by dividing the purchase price and the promotional fee by the duration of the promotion. The beginning of the promotional period is the date of purchase. The promotional period will not see the development of interest. The APR for purchases will be applied to any outstanding balances if the purchase amount and any associated fees or charges are not paid in full by the end of the promotional period. Purchases currently have an APR of 28.99%. The APR for purchases made with an existing account may range from 20.49% to 29.99%. $2.00 is the minimum interest rate. Offer based on Yard Card Plus credit card account approval. Offer ends on October 31, 2022.
No Monthly interest for 24 Months with Equal Payments*
MINIMUM PURCHASE REQUIREMENT: $1,500
PROMOTIONAL APR: 0%
PROMO FEE: $125
VALID UNTIL: 10/31/2022
Consumer: *Equal monthly payments for 24 months with no interest Buy requirements are $1,500. The promotional fee for this transaction is $125. From the time of the qualifying purchase until the balance is paid in full, there is 0% APR. The purchase price divided by the number of months in the offer equals the monthly payment. Due to rounding, the last payment might differ. The promotional balance will be discharged for on-time payments. The total monthly payment amount is impacted by additional transactions and fees. Excludes prior purchases. Good standing is required for the account. Purchases that do not qualify are subject to the standard account terms. Your promotional offer will be revoked and any outstanding balance will be subject to the standard Purchase APR if your account is 60 days past due. Standard Purchase APR for new customers is 29.99%. $1 is the minimum interest rate. For terms that apply to current accounts, please refer to your cardholder agreement. Depending on credit approval. Account for financing Yard Cards from TD Bank, N.A. Offer ends on October 31, 2022.
Commercial: *24 equal payments with no monthly interest A minimum of $1,500 must be spent on purchases. The account will be charged a one-time promotional fee of $125 for this transaction. A minimum monthly payment is necessary during the 24-month promotional period. This payment is determined by dividing the purchase price and the promotional fee by the duration of the promotion. The beginning of the promotional period is the date of purchase. The promotional period will not see the development of interest. The APR for purchases will be applied to any outstanding balances if the purchase amount and any associated fees or charges are not paid in full by the end of the promotional period. Purchases currently have an APR of 28.99%. The APR for purchases made with an existing account may range from 20.49% to 29.99%. $2.00 is the minimum interest rate. Offer based on Yard Card Plus credit card account approval. Offer ends on October 31, 2022.
5.90% APR with 72 Monthly Payments *
MINIMUM PURCHASE REQUIREMENT: $1,500
PROMOTIONAL APR: 5.90%
PROMO FEE: $125
VALID UNTIL: 10/31/2022
Consumer: *5.90% APR with 72 monthly payments; Consumer Buy requirements are $1,500. The promotional fee for this transaction is $125. 5.90% APR is applied from the date of an eligible purchase until the balance is paid in full. The purchase price plus the anticipated interest over the course of the offer, divided by the number of months in the offer, equals the monthly payment amount. Due to rounding, the last payment might differ. The offer balance will be paid in full for on-time payments. The total monthly payment amount is affected by additional transactions and fees. Excludes prior purchases. Good standing is required for the account. Purchases that do not qualify are subject to the standard account terms. Your promotional offer will be revoked and any outstanding balance will be subject to the standard Purchase APR if your account is 60 days past due. Standard Purchase APR for new customers is 29.99%. $1 is the minimum interest rate. For terms that apply to current accounts, please refer to your cardholder agreement. Depending on credit approval. Account for financing Yard Cards from TD Bank, N.A. Offer ends on October 31, 2022.
Commercial: *5.90% APR for 72 payments per month A minimum of $1,500 must be spent on purchases. The account will be charged a one-time promotional fee of $125 for this transaction. During the 72 Month promotional period, the Purchase will be subject to a Reduced APR of 5.90%. Each month, a minimum payment equal to 1.653% of the purchase price is required. Interest will be charged at the current APR for purchases until they are fully paid for if the purchase amount, along with any applicable fees or charges, is not paid in full by the end of the promotional period. Purchases currently have an APR of 28.99%. The APR for purchases made with an existing account may range from 20.49% to 29.99%. $2.00 is the minimum interest rate. Offer based on Yard Card Plus credit card account approval. Offer ends on October 31, 2022.
3.99% APR with 60 Monthly Payments *
MINIMUM PURCHASE REQUIREMENT: $1,500
PROMOTIONAL APR: 3.99%
PROMO FEE: $125
VALID UNTIL: 10/31/2022
Consumer: *3.99% APR for 60 payments per month $1,500 is the minimum purchase. For this transaction, there is a $125 promotional fee. From the time of the qualifying purchase until the balance is paid in full, 3.99% APR will apply. Divided by the number of months in the offer, the monthly payment amount is equal to the purchase price plus the anticipated interest for the duration of the offer. Rounding may cause the final payment to differ. The offer balance will be fully paid upon timely payments. The total monthly payment amount is impacted by other expenses and transactions. Excluding previous purchases A valid account is required. For purchases that do not qualify, standard account terms apply. Your promotional offer will end if your account is 60 days past due, and any outstanding balance will be subject to the standard Purchase APR. Purchase APR of 29.99% for new accounts. Interest rates start at $1. See your Cardholder Agreement for the terms that apply to existing accounts. Credit approval is pending. TD Bank, N.A. has a financing account for Yard Cards. Offer is valid until 10/31/2022.
Commercial: *3.99% APR with 60 monthly payments Commercial A minimum of $1,500 must be spent on purchases. The account will be charged a one-time promotional fee of $125 for this transaction. During the promotional 60-month period, the Purchase will be subject to a Reduced APR of 3.99%. Each month, a minimum payment equal to 1.841% of the purchase price is required. Interest will be charged at the current APR for purchases until they are fully paid for if the purchase amount, along with any applicable fees or charges, is not paid in full by the end of the promotional period. Purchases currently have an APR of 28.99%. The APR for purchases made with an existing account may range from 20.49% to 29.99%. $2.00 is the minimum interest rate. Offer based on Yard Card Plus credit card account approval. Offer ends on October 31, 2022.
2.99% APR with 60 Monthly Payments *
MINIMUM PURCHASE REQUIREMENT: $1,500
PROMOTIONAL APR: 2.99%
PROMO FEE: $125
VALID UNTIL: 10/31/2022
Consumer: *2.99% APR for 60 payments per month: $1,500 is the minimum purchase. For this transaction, there is a $125 promotional fee. Till the balance is paid in full, there is a 2.99% APR from the date of the eligible purchase. Divided by the number of months in the offer, the monthly payment amount is equal to the purchase price plus the anticipated interest for the duration of the offer. Rounding may cause the final payment to differ. The offer balance will be fully paid upon timely payments. The total monthly payment amount is impacted by other expenses and transactions. Excluding previous purchases A valid account is required. For purchases that do not qualify, standard account terms apply. Your promotional offer will end if your account is 60 days past due, and any outstanding balance will be subject to the standard Purchase APR. Purchase APR of 29.99% for new accounts. Interest rates start at $1. See your Cardholder Agreement for the terms that apply to existing accounts. Credit approval is pending. TD Bank, N.A. has a financing account for Yard Cards. Offer is valid until 10/31/2022.
Commercial: *2.99% APR with 60 monthly payments Commercial A minimum of $1,500 must be spent on purchases. The account will be charged a one-time promotional fee of $125 for this transaction. During the promotional 60-month period, the Purchase will be subject to a Reduced APR of 2.99%. Each month, a minimum payment equal to 1.796% of the purchase price is required. Interest will be charged at the current APR for purchases until they are fully paid for if the purchase amount, along with any applicable fees or charges, is not paid in full by the end of the promotional period. Purchases currently have an APR of 28.99%. The APR for purchases made with an existing account may range from 20.49% to 29.99%. $2.00 is the minimum interest rate. Offer based on Yard Card Plus credit card account approval. Offer ends on October 31, 2022.
Roadrunner Financial
In order to facilitate the acquisition of Bad Boy Mowers through the use of Installment Loans, Bad Boy Mowers has formed a partnership with Roadrunner Financial.
Maximum loanable sum: $25,000 Loan approvals are good for 30 days under the program terms. LTV calculated using MSRP. Rates are minimums based on FICO and APR. One mower only may be financed. only for personal use. No fees for paying off early. In some states, there may be restrictions on usury. In DE, IN, MD, NH, ND, and VT, GAP is not offered.
*Disclosures: Roadrunner Financial, Inc. provides the listed financing options. This is not a credit offer. Credit approval is a requirement for all applicants. Not all clients will be eligible for the aforementioned programs. The minimum credit bureau (FICO®) score indicated and overall credit worthiness are taken into account when determining approval, rates, minimum purchase requirements, and advertised terms. There may be additional requirements and limitations. Offer subject to modification without prior notice.
0.00% APR for 48 Months*
MAXIMUM AMOUNT FINANCED: $25,000
INTEREST RATE: 0%
TERM: 48 MONTHS
LOAN DOCUMENTATION FEE: $0
4.99% APR for 72 Months*
4.99% APR for 72 Months*
MAXIMUM AMOUNT FINANCED: $25,000
INTEREST RATE: 4.99%
TERM: 72 MONTHS
LOAN DOCUMENTATION FEE: $0
6.99% APR for 48 Months*
MAXIMUM AMOUNT FINANCED: $25,000
INTEREST RATE: 6.99%
TERM: 48 MONTHS
LOAN DOCUMENTATION FEE: $0
Learn More
Mower Finance
When it comes to securing reasonable financing for your equipment, Mower Finance is the method that is the quickest, easiest, and most effective. With just one application, you can gain access to our platform of multiple lenders, which will then determine the most suitable option for you based on your credit profile and requirements. We are able to provide a wide range of customers with a variety of financing options and have a lower rate of customer rejections thanks to the fact that Mower Finance represents a variety of lenders.
WHY MOWER FINANCE?
Exceptional service to existing customers
One simple method of application
Fast pre-approval & quick decisions
The highest percentage of approvals
All credit scores are taken into consideration.
Include add-ons and components that aren’t essential to the main program in a single purchase.
Everyone can take advantage of our various payment options.
all levels of credit, from none to excellent, are taken into consideration.
whether it be for commercial use or private use.
Centennial Bank Financing
With Centennial Bank Financing, you can get a decision on your loan in just a few minutes. Together with Centennial Bank, a Home BancShares Company, Bad Boy Mowers is now able to provide customers with competitive financing options ranging from three to five years in length with fixed monthly payments. Your Bad Boy status can be yours in a matter of minutes with no money out of pocket required and a quick financing closing at the point of sale.
Subject to the authorization of credit. Your creditworthiness will determine whether or not you are approved, as well as the rates and terms offered. There might be some additional prerequisites and constraints. Promotional financing is not valid in jurisdictions where it is prohibited. This offer is subject to alteration at any time without prior notice. Starting on February 11, 2021 and continuing through October 31, 2021.
THE PROMOTIONAL INTEREST RATE AT CENTENNIAL BANK
Get your Bad Boy® status from Centennial Bank in JUST MINUTES.
36 Mo.6.99% (7.89% APR¹)
42 Mo.0% (5.02% APR²)
42 Mo.3.99% (6.67% APR³)
48 Mo.0% (4.82% APR¹)
48 Mo.1.99% (5.10% APR5)
54 Mo.0% (4.66% APR)
60 Mo.2.99% (5.31% APR’)
66 Mo.2.99% (5.20% APR³)
Available on ALL NEW and UNUSED, 2018 and HIGHER models (fewer than 10 hours of use) Mowers by Bad Boy
The financing amount includes a $100 processing fee, so there is no out-of-pocket expense.
Examples 1–8: Based on a purchase made on 2/16/21, where the financing amount is $7,500 You will make 36 monthly payments of $235.04 total. 31 days after the closing, the first payment is due.
The amount financed includes a $100 processing fee.
2 where $7,500 is the amount financed. For 42 months, each of your monthly payments will be $180.95. 31 days after the closing, the first payment is due.
The amount financed includes a $100 processing fee.
3 where $7,500 is the amount financed. For 42 months, you will each pay $194.40 per month. 31 days after the closing, the first payment is due.
The amount financed includes a $100 processing fee.
4 where $7,500 is the amount financed. For 48 months, each of your monthly payments will be $158.33. 31 days after the closing, the first payment is due.
The amount financed includes a $100 processing fee.
5 where $7,500 is the amount financed. For 48 months, each of your monthly payments will be $164.96. 31 days after the closing, the first payment is due.
The amount financed includes a $100 processing fee.
6, where $7,500 is the amount financed. $140.74 will be paid each month for a total of 54 months. 31 days after the closing, the first payment is due.
The amount financed includes a $100 processing fee.
7, where $7,500 is the amount financed. For 60 months, you will make a payment of $136.69 per month. 31 days after the closing, the first payment is due.
The amount financed includes a $100 processing fee.
8 where $7,500 is the amount financed. For 66 months, each of your monthly payments will be $125.18. 31 days after the closing, the first payment is due.
The amount financed includes a $100 processing fee.
For default clauses, refer to the promissory note.
Fixed monthly payments for terms of three to five years
Get a decision on your loan in minutes.
NO out-of-pocket expenses (a $100 processing fee is added to the financed amount)
Affordable Interest Rates
from $1,500 to $25,000 in loans
swift conclusion (loan closings occur at the point of sale)
Depending on credit approval. The basis for approval, as well as any rates and terms offered, is creditworthiness. There may be additional requirements and limitations.
Promotions for financing are void where prohibited. Offer subject to modification without prior notice. until October 31, 2021, starting on February 11, 2021.
Dealer Direct
Direct, Deal, Done. Retail financing available right away from Dealer Direct.
Manufacturers can get specialized financing from Dealer Direct, a division of First Community Bank in Batesville, Arkansas, including floor plans and retail financing. Since our founding in 2005, we have expanded to service tens of thousands of retail dealers across the country.
Dealer Direct combines the efficiency and technology of a large national finance company with the specialized care and clientele of a small town neighborhood bank. Each application received is handled by a loan officer, who also decides whether to grant credit. We now have the chance to maximize the number of approvals that are compatible with our program.
To reach Dealer Direct and request more details.
870-376-7123
From July 6 through August 31, 2022.
*No down payment is necessary (with acceptable credit). **No admin fees paid on “No Frills” option. Associated fees must be paid at closing. For these Special Rates, applicants must have a FICO score of 660 or HIGHER. (Below 660 FICO, Standard Rates may apply.)
0.00% for 36 Months (with 36 Equal Monthly Principal Payments)*
MINIMUM PURCHASE REQUIREMENT: $2,000
INTEREST RATE: 0.00%
TERM: 36 MONTHS
LOAN PROCESSING FEE: $125
0.00% for 48 Months (with 48 Equal Monthly Principal Payments)*
MINIMUM PURCHASE REQUIREMENT: $2,000
INTEREST RATE: 0.00%
TERM: 48 MONTHS
LOAN PROCESSING FEE: $125
1.99% for 36 Months (with 36 Equal Monthly Principal & Interest Payments*
MINIMUM PURCHASE REQUIREMENT: $2,000
INTEREST RATE: 1.99%
TERM: 36 MONTHS
LOAN PROCESSING FEE: $125
2.99% for 48 Months (with 48 Equal Monthly Principal & Interest Payments)*
MINIMUM PURCHASE REQUIREMENT: $2,000
INTEREST RATE: 2.99%
TERM: 48 MONTHS
LOAN PROCESSING FEE: $125
5.99% for 48 Months (with 48 Equal Monthly Principal & Interest Payments)*
MINIMUM PURCHASE REQUIREMENT: $2,000
INTEREST RATE: 5.99%
TERM: 48 MONTHS
LOAN PROCESSING FEE: $125
5.29% for 60 Months (with 60 Equal Monthly Principal & Interest Payments)*
MINIMUM PURCHASE REQUIREMENT: $2,000
INTEREST RATE: 5.29%
TERM: 60 MONTHS
LOAN PROCESSING FEE: $125
5.99% for 60 Months (with 60 Equal Monthly Principal & Interest Payments)*
MINIMUM PURCHASE REQUIREMENT: $2,000
INTEREST RATE: 5.99%
TERM: 60 MONTHS
LOAN PROCESSING FEE: $125
4.29% for 66 Months (with 66 Equal Monthly Principal & Interest Payments)*
MINIMUM PURCHASE REQUIREMENT: $2,000
INTEREST RATE: 4.29%
TERM: 66 MONTHS
LOAN PROCESSING FEE: $125
“NO FRILLS” Financing Option – 7.79% for up to 60 Months**
MINIMUM PURCHASE REQUIREMENT: $2,000
INTEREST RATE: 7.79%
TERM: UP TO 60 MONTHS
LOAN PROCESSING FEE: $125
“LOW SPECIAL” Financing Option – 3.99% for up to 18 Months**
AVAILABLE LOAN AMOUNT: $1,500 – $1,999.99
INTEREST RATE: 3.99%
TERM: UP TO 18 MONTHS
LOAN PROCESSING FEE: $125
“NO FRILLS” Zero Turn Mower Financing Option – 6.99% for up to 60 Months**
MINIMUM PURCHASE REQUIREMENT: $2,000
INTEREST RATE: 6.99%
TERM: UP TO 60 MONTHS
LOAN PROCESSING FEE: $125
Union Credit Corporation
For your company, Union Credit Corporation provides savvy and cost-effective financing options. We can assist you in obtaining the Bad Boy Mower you require at a reasonable monthly price, regardless of whether you run a small business or a sizable corporation.
FINANCING SOLUTIONS FOR YOUR BUSINESS THAT ARE SMART AND AFFORDABLE
Using Union Credit is simple.
To obtain the mower you require for your company at a price you can afford, submit an online application right away.
DETAILS OF THE PROGRAM
We have a solution for you whether you’ve had your business for a short while or have been operating it for a while.
We provide financing starting at $5,000 with terms up to 5 years and competitive pricing for the majority of credit types.
Tax deductions for interest and equipment costs allow you to keep more of your hard-earned money.
Need to purchase a trailer to move your new lawnmower? No problem; we can bundle everything for you.
As long as the mower will be used to generate revenue, any business or organization may apply (mowers for private use are restricted).
swiftly acquire a mower! Online applications typically result in a response within minutes. One business day may be required for funding.
Personal service is what we excel at. From beginning to end, your single point of contact will work with you.
Western Equipment Finance
Your Bad Boy Commercial Mowers can benefit from outdoor power leasing. Leasing options from Western Equipment Finance are among the most competitive in the industry, and customers have the opportunity to build their business credit histories. We are a direct lender that is bank-owned and staffed with a team of highly experienced professionals in the field of outdoor power equipment financing. In-house underwriting, funding, and servicing are all provided.
Lease Programs for Your Bad Boy Commercial Mowers are available until September 30, 2021.
Western Equipment Finance provides flexible leasing options and a chance to profit.
History of business credit. We are a direct lender owned by a bank with a group of knowledgeable
experts in financing outdoor power. In-house underwriting, funding, and servicing are done.
Lease Amount
$5,000+
Annual Hours
400
600
750
1200
Term
24
36
24
36
24
36
24
Payment Frequency
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
Customer Payment Factor
0.03317
0.02474
0.03394
0.02524
0.03779
0.02894
0.04164
Customer Purchase Option %
38%
33%
36%
31%
26%
16%
16%
By dividing the cost of the equipment by the payment factor, you can determine your monthly payments.
Example: The monthly payment for a $10,000 piece of equipment with a 24-month loan and a 600-hour option is $10,000 x 0.03394, or $339.40. (plus tax).
Make a decision today and discover the difference with Western Equipment Finance!
Joel Schuman
Vice President, National Business Development
Phone: 866-806-8021
Joel.Schuman@Western Equipment Finance.com
Ashley Schuster
Account Manager
Phone: 800-451-7087, ext 1606
Ashley.Schuster@Western Equipment Finance.com
CONDITIONS & TERMS
for a maximum of $250,000 only (Additional financial information required on larger requests)
O.A.C. Lease programs are all non-recourse programs.
Device Condition Rider describes anticipated equipment condition at term’s end.
– Other than normal wear and tear, equipment must operate and run as intended.
($275 in PA) documentation fee of $200
Minimum lease payment of $5,000
Initial payment and filing fee are due at signing.
Seasonal payment factors are necessary when seasonal payments are available.
A 24 month lease timeline example is shown on April 1, 2021.
90 days prior to the end of the lease, on January 2, 2023, the customer must notify WEF of their intent to buy or return the equipment.
April 1, 2023: End of Original Lease
Customers who use commercial lending develop their business credit history
Western Equipment Finance only provides credit/payment history to commercial credit agencies as a commercial lender. With timely payments, we do not report the financing agreement to the owner(s)’ personal credit bureau.
Begin your application right away!
BAD BOYS OF AMERICA VETERANS & SERVICE DISCOUNT PROGRAM
MOWER MODEL% DISCOUNT
ZT AVENGER, MZ MAGNUM, MZ RAMBLER23% OFF MSRP
ZT ELITE25% OFF MSRP
MAVERICK, PUSH MOWER23% OFF MSRP
MAVERICK HD, REVOLT STAND-ON22% OFF MSRP
OUTLAW REBEL, OUTLAW ROUGE22% OFF MSRP
OUTLAW RENEGADE, OUTLAW RENEGADE DIESEL21% OFF MSRP
WHO IS ELIGIBLE FOR THE BAD BOYS OF AMERICA PROGRAM
ACTIVE MILITARY & VETERANS
FIRST RESPONDERS / EMERGENCY PERSONEL
LAW ENFORCEMENT
FIRE FIGHTERS
All active-duty military personnel, veterans of the military, and all retired fire, police, and EMT personnel are welcome to participate in the Bad Boys of America program. At the time of the sale, the dealership must receive proof of service. Reduction is based on MSRP. Discount cannot be combined with any other promotions and is only valid on qualifying new and unused models. Parts are not eligible for discounts. For previous purchases only. Only participating Bad Boy Mowers dealerships; details available at dealership. The information gathered may be used by Bad Boy Mowers to get in touch with customers for upcoming program objectives. On February 1, 2021, the Bad Boys Of America program will debut. Offers are subject to modification at any time and without obligation. None of the national retailers carry it. Only accessible from Independent Dealerships.
